A serene lake reflects surrounding pine trees.

Purchase Process







This is the typical process when buying a home.

Each purchase is unique and the order and parties involved may vary.

Buyer:

Gets Pre-Approved by E-MEZA Financial Services.

Buyer:

Select a Real Estate Professional.

Buyer:

View Homes with a Real Estate Professional.

Buyer:

Select a Home and submits a contract (offer) with pre-approval letter.

Seller:

Review and accepts contract from buyer.

Seller:

Escrow is opened and preliminary report is ordered.

Buyer/Seller:

Various inspections are ordered.

Buyer/Seller:

Inspection reports are sent to the applicable party, reviewed and notifications sent.

Buyer:

Preliminary report received and approved by buyer.

Mortgage Broker/Lender:

Appraisal is ordered.

Buyer:

Advices escrow of homeowners insurance.

Buyer:

Receives final approval from lender.

Lender:

Loan documents are prepared by lender and sent to escrow.

Escrow:

Closing documents are compiled by escrow.

Escrow:

Set separate appointments with buyer and seller to sign documents.

Buyer:

Deposit required funds to close..

Escrow:

Signed documents are returned to lender for review.

Escrow:

Ensures all contract conditions have been meet.

Lender:

Funds the loan (send the funds).

Escrow/Title Insurance Company:

Documents are recorded.

Escrow:

After recording is confirmed, disburses funds.

Buyer:

Receives keys from the Real Estate Professional.

Escrow:

Send final documents to each interested party.


Congratulations, you are a Homeowner!

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